April 2026 Rankings

Best CD Rates — Up to 4.20% APY

Compare certificate of deposit rates from top banks and credit unions. BankrateCalc scores and consumer reviews from verified depositors.

Top-rated banks for CD rates

BankrateCalc scores and consumer reviews from verified depositors. Updated April 2026.

Advertiser Disclosure: BankrateCalc scores are editorial ratings based on APYs, terms, fees, and depositor experience. Consumer scores are from verified depositors via BankrateCalc. Not financial advice.